As [the above is true of the great loss that one may suffer due to his not having kept his scheduled time of Torah study, or due to having refrained from the performance of other mitzvos, due to a desire for monetary gain, then] for what reason do you amass money which does not belong to you, my brother. Or, [why do you] withhold from the [allotted] money which you are required to give to the portion of The Holy One, Blessed is He, or steal from the time which you are required to designate to The Name of The Holy One, Blessed is He, and [instead] amass money in precisely this [period of] time. [Eventually, the money gained at the expense of the performance of the aforementioned mitzvos] will need to be returned through suffering and troubles. [Such a loss of money can be realized as a result of [invading] troops and sicknesses, The Merciful One should spare us [from such suffering], as mentioned above. [It is only subsequent to this suffering that the individual] will be happy to have survived these [tribulations]. The sum of the matter [is that] the world and its fullness belong to The Holy One, Blessed is He, and He created all of the creations for His honor, as the pasuk [in sefer “Yishayahu”] states, “All that which is called in My Name, and for My honor, I have created it…” (Yishayahu: 43; 7) Unquestionably, no cause, even in this world, will [lead HaShem’s] Will [to be determined], whether for good or for the bad. In reference to this [teaching], the pasuk states, “Trust in HaShem and perform [that which is] good…” (Tehillim: 37; 3)
 The entire pasuk states, “The dagar [bird] calls out and it has not given birth, one who acquires wealth unjustly, in half of his days it will leave him and in his end he will be contemptible.” (Yirmiyahu: 17; 11)
Metzudas David explains that the individual who acquires wealth in an unjust manner is similar to this dagar bird who calls chicks which are of a different type of bird. Once these chicks mature, they will recognize that this dagar is not its’ parent and will leave it. Similarly, one who attains wealth unjustly will lose that money at “half of his days” and will be exiled among other individuals who are sly. At the end of his life, this individual will be recognized to be a base individual. Thus, by attaining wealth unjustly, the person, at the end of his life, has a net loss of being viewed by others as being a contemptible individual.
In the context of this teaching in sefer “Shmiras HaLashon”, this pasuk comes to teach us that the person who detracts from his designated Torah study in order to amass wealth, will, in the end, not experience any monetary gain, and, instead, would be stuck with the loss of the designated time he had for his invaluable study of The Torah.
 The above pasuk in Tehillim, quoted in Avos D’Rabbi Nosson, teaches that HaShem judges all people, to the righteous person, He gives reward and to the evildoer, He pays according to the evil of that person. When this reward and punishment is displayed before people, they will recognize that HaShem oversees everything. (MaLBI”M) Though the evildoer, if he is hated by HaShem, would receive his entire reward in this world, as we learn in (Divarim: 7; 10), we learn from this pasuk in sefer “Tehillim” that such an evildoer (and any evildoer, for that matter), can still receive punishment in this world.
 This teaching is found on the pasuk “El ginas egoz…”, Parsha 6, pasuk 11.
 This teaching is quoted in the name of Rabbi Levy.
 The gemara goes on to note that if the person investigated and concluded that he did not waste any of his time when he was supposed to learn Torah, then the afflictions that he suffers are “afflictions of love”. (RaSh”I explains “afflictions of love” – “yisurim shel ahava” (יסורין של אהבה) to be afflictions that HaShem sends to a person in this world in order to allow him to receive a reward in The World to Come that surpasses his meritorious actions performed in this world.
 The entire pasuk states, “All that which is called in My Name, and for My honor, I have created it, I have formed it, I have even made it.” (Yishayahu: 43; 7) In this context, this pasuk teaches us that everything belongs to HaShem and it is not for us to detract time from our Torah studies to spend extra time trying to earn money.
 See note 2 on the 18th of Teves.
We learn from this pasuk that the person should place his trust in HaShem and follow the Torah, not trying to amass money in an inappropriate manner. As everything belongs to HaShem, it is HaShem who ensures that the persons attains the designated amount of money for the given year, that being that which was determined for him on Rosh HaShanah.